Re-Mortgages

There may be many reasons why you would wish to remortgage your property::

		To take advantage of lower monthly repayments.
		To release equity that you have built up in your home.
		Retirement help using lifetime, reversion or equity release plans.
		To purchase a second home, holiday home or buy-to-let property.
		To consolidate all your existing debts into one loan, often receiving better interest rates thereby reducing your outgoings.
		To rearrange your finances if separating from a partner.
		You may have overspent on your credit cards so by using some of the equity in your property you could lower your overall monthly repayments.
		Or a combination of any of the above.

Apply Now

More Services

Discovery Re-mortgages specialise in finding the correct Mortgage Lender for our customers. However, we also deal with all of the products shown below:

		Secured / Home Loans
		Secured loans are, as the name suggests, secured against your property. This gives the lender security and allows them to offer more competitive interest rates than on unsecured loans. Secured loans also allow the customer to borrow larger amounts and repay them over a longer period than unsecured loans. The amount that can be borrowed with a secured loan depends on the following variables: - Property value - Personal circumstances - Your ability to repay the loan Secured loans can be used for any purpose, the main ones been debt consolidation and home improvements. Borrowers who have adverse credit, who are self employed or who have recently changed jobs will all be considered for a secured loan.
		Apply Now
		Unsecured / Personal Loans
		Unsecured loans, also know as personal loans, are not secured against any of your assets. The lender will look at your credit file before deciding whether to lend you the money. As the loan is not secured against any of your assets, the lender has no assurance they will get the money back.
		Apply Now
		IVA
		An IVA is a debt management scheme which allows you to write off up to 75% of your current debt. The purpose of an IVA is to reach a compromise with your creditors and avoid bankruptcy. It is a legal contact between you and your creditors and is supervised by a Licensed Insolvency Practitioner. The company arranging your IVA will look at your monthly incomings and outgoings and cuts your debts to an affordable level which will be paid off over a fixed period, usually 3 to 5 years. You make one affordable monthly payment, which is based on your personal circumstances, for the duration of the IVA. Once the IVA is completed you will be completely debt free. There are many advantages of an IVA. First of all you do not suffer the restrictions imposed by bankruptcy. You can still be a director of a company, work for the armed forces and other professions. Next, the proposals are drawn up by yourself and are flexible to fit personal circumstances. The main disadvantage of an IVA is that you will be declared bankrupt if you fail to keep up payments on it.
		Apply Now
		Debt Management
		Discovery-ReMortgages.co.uk understands debt can be overwhelming, and a change in income or the break up of a relationship can land you in serious financial trouble. The debt management solutions we provide are tailored to each individual’s personal circumstances. They allow you to negotiate with your creditors and lower your monthly payments.
		Apply Now
		Poor & Bad Credit Loans
		New Mortgages
		Equity Release
		Car Loans

All of our services are provided to you by trained, helpful and professional agents free of charge.

©2007 Discovery Re Mortgages UK